Chameleon AICrypto tax: guides and tools for Australia and the US
Crypto tax rules depend on where you live. This hub collects our guides, tools and prompt packs for Australian and US crypto traders, so you can find the right starting point.
Start here
Australia's CGT Changes in 2027: A Guide for Crypto Holders
What changes on 1 July 2027, what the transition keeps and how to prepare your records.
ToolCrypto Tax Tracker — AU & US
Browser-based calculator with FIFO, LIFO, HIFO and Specific ID. $49 one-time.
Prompt pack50 AI Prompts for the Australian Crypto Trader
Prompts for ATO record preparation, the CGT discount and risk management.
Prompt pack50 AI Prompts for US Crypto Tax & Trading Toolkit
Prompts for IRS reporting, Form 8949, Schedule D and risk management.
Australia: the basics
- The ATO treats crypto as a CGT asset, not as currency.
- Selling, swapping, spending and gifting crypto are generally CGT events.
- Staking rewards and airdrops are generally ordinary income when you receive them.
- The Australian financial year runs from 1 July to 30 June.
- The 50% CGT discount applies to eligible gains on assets held for 12 months or more. From 1 July 2027 it is replaced by cost base indexation and a 30% minimum tax, with transitional rules. See our guide for details.
United States: the basics
- The IRS treats digital assets as property.
- Disposals are generally reported on Form 8949 and summarised on Schedule D.
- Gains on assets held for more than one year are generally long-term. Otherwise they are short-term.
- Net capital losses can generally offset up to $3,000 of ordinary income per year, with the rest carried forward.
How to use these resources
Read the guide to understand the rules, use the Crypto Tax Tracker to calculate your gains on your own device, and use the prompt packs to organise your records and prepare questions for your accountant.
Questions
Is this tax advice?
No. It is general information. Rules change, so confirm details with the ATO or IRS and a registered tax agent or CPA.
Which countries do your tools cover?
The Crypto Tax Tracker and our crypto tax packs cover Australia and the United States.
Where can I read about the 2027 Australian CGT change?
See our guide, Australia's CGT Changes in 2027: A Guide for Crypto Holders.